5 different things I’m doing to payoff student loans

Posted on August 21, 2019August 21, 2019Categories Saving MoneyTags   Leave a comment on 5 different things I’m doing to payoff student loans
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Do you have student loans? If you are like me and millions of other Americans you do. Watch the video below to learn about five different things I’m doing now to payoff student loans. I’ve had my student loans for longer than I care to admit and I’m finally focused and determined to get rid of them for good as soon as I can. In order to payoff student loans I have discovered I need to do some things different in my life. Learn what these things are.

Are you paying off student loans? Do you have some different or unique ideas to get your student loans paid off fast? Share them with me in the comments below.

10 Things I Always Buy at Walmart

Posted on February 7, 2019February 7, 2019Categories Saving MoneyTags   Leave a comment on 10 Things I Always Buy at Walmart
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While I’m not a big Walmart shopper, there are some things I always buy at Walmart. These things are usually the best deal there and are always high quality. Here is my list of the ten things I always buy at Walmart.

  1. Protein Powders- They have some really great ones that are even organic for less than I’ve found anywhere else. My favorite is the Orgain, where you can get a 2 pack for $47.98 currently.

2. Tumeric- You can get organic tumeric powder in a pouch for a great price. I use some in my smoothies and sometimes soups or other dishes. Avoid the tumeric capsules though as they often have added ingredients.

3. Cocoa Powder- Just like the tumeric you can get raw organic cocoa powder in a pouch for a great deal. Awesome for cooking or smoothies.

4. Hydrogen Peroxide- You can get a 16 oz. bottle for less than $2. I use this magic liquid for all kinds of things. One tip is to pour a small amount into the inside of each ear when you have an infection or other ear pain. It works great. Learn more about ways to use hydrogen peroxide here.

5. Epsom Salt- This great add in for baths can get pricey however, walmart has the best deal at less than $3 for a 4 lb bag. Avoid the epsom salts that have essential oils or other fragrances already added in you will be 2-4x as much.

6. Dairy Free Ice Cream- I love the So Delicious brand and it averages $6 at most stores but Walmart has it all the time for $4.44. The blueberry and cardamom, and banana and chocolate are my favorites.

7. Emergenc- This is a must have during cold and flu season as well as for boosting energy naturally and without caffeine loaded and sugar loaded energy drinks. Walmart has the best prices other than Costco.

8. Elderberry Syrup- Another winter season staple.

9. Ricola Cough Drops- Another winter staple, they are bargain priced at Walmart.

10. Nut Butters especially almond and cashew- These are a must buy at Walmart. You can get them a lot cheaper here and they are delicious and high quality.

What do you always buy at Walmart that I missed? Share with me in the comments below.

All about Thrive Market The Pros and Cons

Posted on June 8, 2018Categories Saving MoneyTags   Leave a comment on All about Thrive Market The Pros and Cons
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Have you thought about signing up for a membership with Thrive Market? I know I thought about it and researched it a lot before I actually joined Thrive Market last month. At first I really hesitated because there is a $60 annual fee after your 30 day free trial and I wasn’t sure if I really would benefit as a single person. I also wasn’t sure if I would really save that much money as compared with Amazon or Vitacost. However, I did finally decide to join Thrive Market. Here are some of the reasons why I decided to join as well as some things to consider before joining.

1. Are you following a special diet such as Paleo, Vegan, Keto, or AIP? If so, you really might want to seriously consider joining Thrive. Thrive has the largest selection of foods for these and other special diets at the best prices you will find anywhere including many things you won’t find anywhere else.

2. Thrive has their own brand of foods many of which are less expensive than the other brands and you can only order the Thrive brand from Thrive.

3. Everything ships to your door within 2 days just like Amazon Prime. In fact, for some people you may want to consider a Thrive membership instead of an Amazon Prime membership.

4. You earn Thrive cash for every order and for new referrals that you can use to get free products. If you refer enough people you could eat for free or almost free.

5. While the price difference might not be significant say only $.50 or $1.00, virtually everything is cheaper on Thrive as compared to Amazon or Vitacost or other stores. If you buy enough then the savings can really add up. I’ve found this to be true with Enjoy Life, Simple Mills, Pamela’s Brands and a whole long list of Gluten Free, Dairy Free, Vegan and other snacks and products for special diets.

6. How much online shopping do you do? If you don’t shop online very often, then Thrive is not for you.

7. Do you eat gluten free, paleo, keto, or vegan? If not, then you will probably save money by just ordering your regular food from Amazon or shopping at the grocery store.

8. Do you cook all of your food by scratch rather than eating some canned and boxed food? If so, then Thrive Market isn’t for you.

In short, before you signup for a Thrive market membership, I recommend you make a list of all the things you order on a regular basis or would like to order and then do some price comparisons. Remember if all else, you get a free 30 day membership plus some free products just to try Thrive so you have nothing to lose and everything to gain by giving it a try.

Want to give Thrive Market a try? Join here and try it free for 30 days.

10 Tips for Healthy Eating on a Budget

Posted on September 18, 2017September 18, 2017Categories Healthy Eating for Kids, Saving MoneyTags   Leave a comment on 10 Tips for Healthy Eating on a Budget
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Does healthy eating on a budget seem impossible? I know it can at times and it’s even more challenging when you have to be gluten free, dairy free and even in some cases nut free or eliminate other foods from your diet. However, it can be done. Keep reading to learn how.

1. Use coupons. Yes you really can find coupons for healthy eating on a budget. It is possible. I share more about how this can be done in my post 25 Places to Find Coupons and Discounts for Healthy Food, however, in short, you want to check out mobile apps like Ibota and the websites for companies who make your favorite healthier foods and or allergen free foods.

2. Plan ahead- This cannot be said enough. If you plan ahead I guarantee that you will eat healthier and on a budget than if you don’t.

3. Buy all your food for the month at once. (With maybe an exception for some fresh fruits and vegetables.) The more trips you make to the store, the more money you will spend, this is a proven fact.

4. Make menus for your lunches and dinners- This is another part of planning head for healthy eating on a budget. You just have to do it. Write out your menus and what things you need to buy for each meal.

5. Make fruits and vegetables your main staple- Fruits and vegetables cost less overall than if you buy lots of crackers, chips, meats, pastas, sauces etc.

6. Shop case lot sales- Figure out when these are each year or sometimes they happen twice a year, and buy your go to staples of canned vegetables, soups etc in bulk when they cost less.

7. Check the ads for the stores in your area before you go shopping. Do some comparisons to figure out which store or stores have the best prices and to be aware of what is on sale and when.

8. Buy fruits and vegetables in season. This will save you a ton of money. While you may really want a peach in November say for example, they cost a lot more, so you are better off resisting the temptation.

9. Cook your own meals at home. The more you eat out the more you spend. Enough said.

10. Focus on simple and use spices for flavoring rather than more costly sauces. Spices last forever and are really inexpensive. Check out this blog post for some ideas. 5 Fat Free and Allergy Free Spices that Add a Lot of Flavor